I have several businesses and one of mine sells health products via an online store and virtually all the payment providers say that is against the policies and they cancel your account if you sell them (too close to pharmaceuticals).
I've learned to shut up and the same provider has been doing it for over 5 years.
If you look at paypal, stipe, square etc and really look closely at their fine print almost nobody can have payment accounts. They do that so they can close virtually any account if they want to.
Pick a category you know is white listed and just say that is what you do, I was always having issues with paypal because I gave them too much info. With wise I got wise (pardon the pun) and everything runs smooth as silk. I mean, how do they really know what you paid for or what you received money from, they really only see the amounts. I can't tell you how many domains I've sold where the incoming transfer said payment for domain1 and everything went fine.
